<html><head><style type="text/css"><!-- DIV {margin:0px;} --></style></head><body><div style="font-family:times new roman, new york, times, serif;font-size:12pt"><DIV>Hello All,</DIV>
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<DIV>I am working through the homework problems in Chapter 4, and I really feel like I might have missed a step or two when going over these zero rates questions. Right now, I am looking at 4.3 and 4.5.</DIV>
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<DIV>Professor, if you have some time tomorrow during the day or at night, I would love some additional help setting up the problems. Otherwise, if any of you fellow classmates would like to work on the homework problems, I do not have class tomorrow night and would be happy to spend the evening going over the homework down at the Loop Campus.</DIV>
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<DIV>If any of you have some input on this, please let me know.</DIV>
<DIV><BR>I appreciate your help.</DIV>
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<DIV>- Darin</DIV></div><br>
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